“Create a life you can’t wait to wake up to.”

This quote says it all. What do you need to do to create a life that you can’t wait to wake up to?

Make more money?

Find better work-life balance?

Spend more time having fun?

Find financial freedom?

The great news is that all of this is achievable with hard work, and a bit of planning. Here at Families and Finance, my goal is to help you find fulfillment. I believe that there are three main pieces of the puzzle: money, home, and life.

 

 

Money

I know it sucks, but money makes the world go round. If you don’t know how money works, life will be a struggle.

Families and Finance focuses on frugal living, WAHM opportunities, and personal finance to help you find financial freedom. That way you can enjoy the little things instead of stress about money.

As a Certified Financial Planner, I am passionate about money. I love to share about how it works, and how to not only get money but make it last.

Even better though? I can help you put together a plan for FREE! We will take a few minutes to discuss your situation, then create a custom plan that will help you reach your financial goals. I can help create a budget, consolidate debt, invest, you name it. You don’t have to do this alone.

Home

There are a few simple aspects of life that keep things running seamlessly; Food, clothing, shelter. You know, the basics. But taking care of these aspects isn’t quite so simple, right?!

Being a stay-at-home mom is difficult because we are always at home! The more time spent in the house, the messier it gets. I know how overwhelming it can be. The tasks seem never-ending. Well, I want to tell you the situation can be fixed!

I have been home taking care of my family for seven years now, and I have learned so much in that time. I will share everything I know about managing your household without letting it take over your life.

Meal planning, cleaning hacks, laundry. I do it all myself, with a bit of help from my kids(aka the six-year-old). If we can do it, so can you!

Don’t let “not having enough time” or feeling overwhelmed get in the way of finding success or going after your dreams!

 

Life

So, you have all of these work responsibilities, and home responsibilities, but what about your family?! What about yourself?! There is only so much time in a day!

I am a huge believer in making time for it all. There is a quote that says “You’re not tired, you are uninspired”, and I am living proof of this! When I finally decided to stop holding myself back, amazing things happened to me as a person.

The point is that you can have it all, you just need to learn how to juggle it. You will never blaze a path by staying in the same place.

There are so many ways to achieve our goals by just being mindful of our lives. I am passionate about mindset, time management, and living a full life that is a reflection of where I want to be. My family is the most important thing, so I schedule them in first.

Even though it’s scary and intimidating, there is enough time to be the person that you desire and reach the goals that you dream of. You just need to learn how to use the time you have effectively.

 

So Who Am I?

 

 

My name is Keri. I’m a mom of three with a long story of trying to find my purpose. When I was 17, I gave birth to my oldest child. That day, everything changed. My entire life was thrown off course because I decided that I wanted to stay home with my baby. I knew that it was going to make everything different, but I followed my heart and took the leap anyway. I’m so glad that I did!

If you have ever stayed home for a long amount of time you know how hard it can be. It didn’t take long to figure out that day-to-day happiness is a choice, a mindset if you will, but true fulfillment comes from deeper within. Since I realized that just “being” isn’t good enough, it has been my mission to find fulfillment in all areas of life: Money, Home, and Family. That meant that I needed to take action and make some changes.

I loved being a homemaker and taking care of my family, but things were tight, and that sucked all of the joy right out. Early on I learned how to save money in every way possible. I learned how to make things instead of buying them, to save money while shopping for the items that I couldn’t make, and I also learned how to bring in a bit of income here and there from home. I had mastered being a homemaker.

We lived comfortably on about $28,000 gross income for a few years, before Chris changed jobs and our income increased significantly. We got comfortable, thinking that our money situation didn’t need attention anymore. What a mistake!

Our bills increased as we made bad financial decisions and dug ourselves further into debt. Now, we are owning up to those decisions and slowly but surely climbing out of that hole towards financial freedom. We are living proof that financial strain is usually not from an income problem, but a spending problem.

The turning point for me going from SAHM to WAHM was when all of the time and effort I put into it just wasn’t enough. The ROI needed to be higher. I knew that I could do so much more financially if I could balance my home life with a business life. I made the scary choice to go from casual money maker to a mompreneur.

There are so many lessons that I have learned on this journey.  From how business works to personal development, starting my WAHM journey has changed everything about how I view my world. It has changed my life and led me to some really amazing opportunities. I want to help you find your purpose, and then cheer you on as you pursue all of your goals!

 

So What Do I Do Now?

My hands are in many pots, and I am going to continue to test income streams and share them with you. However, there are two “jobs” that I have found that I absolutely love. They have brought so much hope and joy:

  1. Being a Financial Planner! I am so blessed to be able to help families change their lives for FREE. We take a few minutes to discuss their situation, then create a custom plan that will help them reach their financial goals. We help create a budget, consolidate debt, invest, and protect families. It is such a privilege to watch people’s lives change through educating them about how money works and helping them along the way.
  2. Being a blogger! Its funny, because my first blog started out of desperation, but it has become such a blessing. Not only is starting a blog a great way to build a business, it has provided a creative outlet that I was desperately searching for. Even better? I’m able to help other women that are in the same shoes that I was in find their path and pursue their dreams. That’s a pretty fulfilling job, don’t you think? 

 

My Family

Chris, My High School Sweetheart

Do you struggle to keep up with your life and kids? Does it seem like there is never enough time in the day? I am tackling this problem and making my life beautiful one project at a time over on my blog, www.familiesandfinance.com. Come and see what it's all about!

Chris and I met when I was a sophomore and he was a senior in high school. I knew right away that this guy was someone that was going to challenge me. Chris is one of the most strong-willed people that I have ever met. He speaks his mind no matter what crosses it. Sometimes, this really sucks! However, having someone in my corner that is willing to lay it all out there and tell me when I am being stupid has been a real asset in my journey. True love, baby!

Not only does Chris push me to be better, his perseverance and dedication to our family has given me the freedom to always follow my heart. I am so grateful for the sacrifices that he makes for us every day like working so that I can pursue my dreams while staying home with our three kids.

Parker-6 years old

Stubborn

Mechanically Inclined

Loves riding bikes

 

Aaro-3 years old

Introverted

Full of Love

Loves Dinosaurs

 

Willow-20 months old

Spoiled

Talkative

Loves coloring(crazy, I know!)

 

What Next?

It is my goal to help as many people as possible through my businesses. If you have any questions, post suggestions, or are interested in setting up a financial review, pop over to my contact page and let me know!

Don’t forget to check out The Ultimate Christmas Shopping Planner!